Terms of Use

Last updated: January 2025

1. Acceptance of Terms

By accessing and using the Pharmaforte website, you agree to be bound by these Terms of Use. If you do not agree to any part of these terms, you should not use our website.

These terms apply to all visitors, users and other persons who access or use the website.

2. Service Description

Pharmaforte is a pharmaceutical investment fund eligible for the Portuguese Golden Visa. Our website provides information about:

  • Fund investment strategy
  • Golden Visa application process
  • Information about Portugal as an investment destination
  • Contact forms and consultation scheduling
  • Legal and regulatory documentation

3. Acceptable Use

You agree to use the website only for lawful purposes and in accordance with these terms. It is prohibited to:

  • Use the website for any illegal or unauthorized purpose
  • Interfere with the normal operation of the website
  • Attempt to gain unauthorized access to any part of the website
  • Transmit viruses, malware or other malicious code
  • Use the website for spam or unsolicited communications
  • Copy, modify or distribute content without authorization

4. Investment Information

4.1 Nature of Information

The information presented on the website is for informational purposes only and does not constitute personalized investment advice. Fund investments carry risks and the invested capital may not be recovered.

4.2 Regulation

The fund is regulated by the Portuguese Securities Market Commission (CMVM) and complies with applicable Portuguese legislation for investment funds.

4.3 Eligibility

Golden Visa eligibility is subject to Portuguese legal requirements and may be changed without prior notice. We recommend consulting with qualified professionals before making investment decisions.

5. Intellectual Property

All website content, including texts, graphics, logos, images, software and other materials, is the property of Pharmaforte or its licensors and is protected by copyright and other intellectual property laws.

A limited, non-exclusive and non-transferable license is granted to access and use the website for personal and non-commercial purposes.

6. Limitation of Liability

Pharmaforte is not responsible for:

  • Losses or damages resulting from website use
  • Temporary service interruptions
  • Errors or omissions in content
  • Investment decisions based on website information
  • Legislative changes affecting Golden Visa eligibility

Pharmaforte's total liability will not exceed the amount paid by the user for services, if applicable.

7. Service Availability

Although we strive to keep the website available 24/7, we do not guarantee that the service will always be available. We may suspend or interrupt the service temporarily for maintenance or updates.

8. Third-Party Links

The website may contain links to third-party websites. These links are provided for convenience only and do not constitute an endorsement of the content of those websites. We are not responsible for the content or practices of third-party websites.

9. Privacy and Data Protection

The collection and processing of personal data is subject to our Privacy Policy, which is an integral part of these Terms of Use. By using the website, you consent to the collection and use of information as described in the Privacy Policy.

10. Terms Modifications

We reserve the right to modify these Terms of Use at any time. Changes will take effect immediately after publication on the website. Continued use of the website after modifications constitutes acceptance of the new terms.

11. Applicable Law and Jurisdiction

These Terms of Use are governed by Portuguese law. Any dispute will be resolved by the competent courts of Portugal.

12. General Provisions

12.1 Severability

If any provision of these terms is deemed invalid or unenforceable, the remaining provisions will remain in full force and effect.

12.2 Waiver

Failure to enforce any right or provision of these terms will not constitute a waiver of that right or provision.

12.3 Complete Agreement

These terms, together with the Privacy Policy, constitute the complete agreement between you and Pharmaforte regarding the use of the website.

13. Contact

For questions about these Terms of Use, contact us:

Email: fundadvisors@pharmaforte.pt

Phone: +351 912 044 831

Address: Porto, Portugal