Privacy Policy

1. Introduction

Pharmaforte-Especialistas Em Farmácias, Lda ("we," "us," or "our") is committed to protecting your privacy and personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://goldenvisa.pharmaforte.pt or use our services.

This policy complies with the General Data Protection Regulation (GDPR) and other applicable European data protection laws.

2. Data Controller

The data controller for your personal data is:

3. Information We Collect

3.1 Personal Information You Provide

We may collect the following personal information when you:

• Fill out contact forms
• Request investment information
• Subscribe to our newsletter
• Schedule consultations
• Apply for Golden Visa services

This information may include:

• Name and contact details (email, phone, address)
• Nationality and passport information
• Investment preferences and financial information
• Professional background
• Communication preferences

3.2 Information Collected Automatically

When you visit our website, we automatically collect:

• IP address and location data
• Browser type and version
• Operating system
• Pages visited and time spent on site
• Referring website
• Device information

3.3 Cookies and Tracking Technologies

We use cookies and similar technologies to:

• Improve website functionality
• Analyze website traffic and usage
• Personalize your experience
• Remember your preferences

4. Legal Basis for Processing

We process your personal data based on the following legal grounds:

• Consent: When you voluntarily provide information
• Legitimate Interest: To improve our services and website
• Contract Performance: To provide requested services
• Legal Obligation: To comply with applicable laws

5. How We Use Your Information

We use your personal data to:

• Provide investment fund information and services
• Process Golden Visa applications
• Respond to your inquiries and requests
• Send relevant communications and updates
• Improve our website and services
• Comply with legal and regulatory requirements
• Prevent fraud and ensure security

6. Data Sharing and Disclosure

We may share your personal data with:

• Service Providers: Third-party companies that help us operate our business
• Legal Authorities: When required by law or to protect our rights
• Business Partners: Trusted partners involved in Golden Visa processes
• Regulatory Bodies: CMVM and other relevant authorities

We do not sell your personal data to third parties.

7. Data Retention

We retain your personal data for as long as necessary to:

• Provide the services you requested
• Comply with legal obligations
• Resolve disputes and enforce agreements

Generally, we retain data for:

• Contact information: 3 years after last contact
• Investment records: 7 years (as required by law)
• Website analytics: 2 years

8. Data Security

We implement appropriate technical and organizational measures to protect your personal data, including:

• SSL encryption for data transmission
• Secure servers and databases
• Access controls and authentication
• Regular security assessments
• Staff training on data protection

9. Your Rights Under GDPR

You have the following rights regarding your personal data:

• Right of Access: Request copies of your personal data
• Right to Rectification: Correct inaccurate or incomplete data
• Right to Erasure: Request deletion of your personal data
• Right to Restrict Processing: Limit how we use your data
• Right to Data Portability: Receive your data in a structured format
• Right to Object: Object to processing based on legitimate interests
• Right to Withdraw Consent: Withdraw consent at any time

To exercise these rights, contact us at fundadvisors@pharmaforte.pt

10. International Data Transfers

Your personal data may be transferred to countries outside the European Economic Area (EEA). When this occurs, we ensure appropriate safeguards are in place, including:

• Adequacy decisions by the European Commission
• Standard Contractual Clauses (SCCs)
• Binding Corporate Rules
• Certification schemes

11. Children's Privacy

Our services are not directed to children under 16. We do not knowingly collect personal data from children under 16. If we become aware that we have collected personal data from a child under 16, we will take steps to delete such information.

12. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies before providing any personal information.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by:

• Posting the new Privacy Policy on our website
• Updating the "Last updated" date
• Sending email notifications for significant changes

We encourage you to review this Privacy Policy periodically.

14. Complaints

If you have concerns about how we process your personal data, you have the right to lodge a complaint with the Portuguese Data Protection Authority (CNPD):

15. Contact Information

For any questions about this Privacy Policy or our data practices, please contact us: